Hey there, Tom here.

Today is a quick one…I want to share a straightforward way to keep an extra ~ $1,000 in your wallet every year.

Life is still super expensive. Just look at grocery prices or head to refuel your car 🫠😂

That’s why I’ve been testing and using various reward apps and tactics to keep more of my hard-earned money.

Personally, I can squeeze about $1,000 in extra income out of these apps each year with just a bit of thinking.

If you have a larger family, these apps could be even more impactful. And the best part is that these are free and simple apps or strategies you can try out in the next couple of minutes.

Let’s take a look and start saving! 👇

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I’ve been testing out reward apps ever since I was in college.

Back then, I was big on phone farming and paid surveys. But I also dove into the world of cashback/rebate apps and ended up using a bunch throughout school.

I still use several of them today. Here’s my current stack if you want to try some out too:

Reward apps and cashback platforms might seem inconsequential. However, I’ve found they make a difference if you’re consistent over the course of a year.

I also stack these savings with other strategies…In-store loyalty programs and credit card rewards are my two other go-tos.

Finally, every 6-12 months, I’ll call every provider I have to negotiate better deals or to shop around…My internet, my phone, my car insurance…You’d be amazed at how much you can save by doing this or the potential discounts you’ll snag if you threaten to leave and take your business elsewhere.

Again, every little bit counts. Try out a couple of these ideas and give it a month or two. I’m confident you’ll see some worthwhile savings 😎

I mentioned Debbie in my list of reward platforms I’m testing, but I wanted to highlight it here quickly.

The main reason is that Debbie is doing something I haven’t seen in a rewards platform before 👉 It’s paying you to save money and spend less.

With Debbie, you earn points for making smart financial choices. This could mean paying down debt, hitting your savings goal, having a no-spend day…That sort of stuff.

You can then turn those points into actual cash that Debbie deposits in your bank account. It’s pretty neat and a fun rewards loop, actually.

Debbie is also 100% free to use. It has numerous banking and FinTech partners that sponsor content within the app, which is how it stays free.

At first I didn’t like this premise. But Debbie works with its partner institutions and sometimes brings exclusive offers and better interest rates or bank promos to its members, so there’s actually some upside.

Overall it’s an interesting premise. I’m very curious to see how the app scales and grows.

Apparently it’s paid out $2.3+ million to members so far in cash rewards.

I’m just happy to get paid for saving money 😂 So far, Debbie gets a thumbs up from me.

💸 Start earning rewards with Debbie!